File ITR Yourself

Yes, you can absolutely file your Income Tax Return (ITR) yourself—no need to hire a Chartered Accountant (CA) if your finances are straightforward. Follow this simple, step-by-step guide to file your ITR online for free using the official Income Tax e-Filing Portal. 📝 Step 1: Gather Required Documents Before you begin, keep these handy: PAN card Aadhaar card Form 16 (from your employer, if salaried) Bank account details Interest certificates (from FDs, savings, etc.) Investment proofs (for deductions under 80C, 80D, etc.) Form 26AS (summary of TDS and taxes paid) 🔐 Step 2: Login to the e-Filing Portal Go to https://www.incometax.gov.in Click “Login” (or Register if you’re a new user) Use your PAN number as the user ID 🧾 Step 3: Start Filing Your Return Choose “File Income Tax Return” Select the relevant Assessment Year (e.g., AY 2025–26 for FY 2024–25) Choose: Online mode Individual Appropriate ITR form (usually ITR-1 for salaried individuals) 🔍 Step 4: Pre-fill and Verify Your Details The portal will auto-fill many fields using Form 26AS and AIS (Annual Information Statement).Cross-check all details with your Form 16, bank statements, and interest certificates. 💸 Step 5: Declare Deductions (if any) Under the “Tax Deductions” section, add: Section 80C: LIC, PPF, ELSS, EPF, tuition fees, etc. Section 80D: Health insurance premiums Section 80TTA/TTB: Interest on savings account Home loan interest (if applicable) 🧮 Step 6: Preview & Calculate Tax Review your total income, deductions, and tax payable/refund If you owe tax, pay it using Challan 280 Note down the BSR Code and Challan Number after payment 📲 Step 7: Submit & e-Verify Click “Submit” Complete e-Verification using one of the following: Aadhaar OTP Net banking Bank account/Demat validation 📌 Important: Your return is not processed unless e-verified. 🤔 Do You Really Need a CA? Not everyone needs to hire a CA. Here’s when you can skip it—and when you shouldn’t. ✅ You DON’T Need a CA If: You’re a salaried employee with one Form 16 You don’t own a business or multiple properties You don’t have foreign income or foreign assets You don’t have capital gains from shares, crypto, or property You’re not claiming complex deductions or carrying forward losses 👉 In such cases, use the Income Tax Portal or affordable services like EzyMoneyDeals. ✅ You SHOULD Consider a CA (at EzyMoneyDeals) If: You’re self-employed or own a business You have income from multiple sources (rent, trading, freelancing) You need to file for capital gains tax (from stocks, mutual funds, crypto, property) You want to carry forward losses You’re facing scrutiny, notices, or delayed refunds You want to optimize tax savings legally In these situations, a CA from EzyMoneyDeals ensures accurate filing, avoids penalties, and may even reduce your tax bill. 💰 Cost Comparison Filing Option Approx. Cost Best For Self-Filing (DIY) Free Salaried, simple income cases EzyMoneyDeals (Basic) ₹499+ Salaried, semi-complex tax situations CA via EzyMoneyDeals ₹1000–₹5000+ Businesses, capital gains, complex cases 🔚 Bottom Line ✅ Simple tax case? File it yourself—save money. ✅ Semi-complex case? Use a platform like EzyMoneyDeals. ✅ Complex tax situation? Hire a CA through EzyMoneyDeals for peace of mind.