What Is the 151515 Rule in Mutual Funds?
The 151515 Rule Explained:
The rule states:
Invest ₹15,000 per month
For 15 years
At an expected annual return of 15%
Result:
You could accumulate ₹1 crore+ at the end of 15 years!
How It Works:
| Component | Description |
| ₹15,000 | SIP amount (monthly investment) |
| 15 Years | Investment duration |
| 15% | Average annual return (typically achievable in long-term equity mutual funds) |
Compound Result:
- Total Invested: ₹27 lakhs
- Total Value: ₹1 crore+
- Wealth Created via Compounding: ₹73+ lakhs
Why This Rule Matters:
- Encourages long-term investing
- Demonstrates the power of SIPs + compounding
- Shows how discipline and time can generate serious wealth
How EzyMoneyDeals Helps You Apply the 151515 Rule:
| Feature | How It Supports the 151515 Plan |
| SIP Setup | Start a ₹15,000 SIP with just a few clicks |
| Growth Projection Tools | Visualize how your investment grows to ₹1 crore+ |
| Direct Mutual Fund Access | Invest in high-return equity funds with zero commission |
| Goal-Based Planning | Link your ₹1 crore target to a life goal (retirement, house, etc.) |
| SIP Top-Up Option | Increase SIP amount each year to grow even faster |
| Portfolio Tracker | Monitor fund performance, units, and progress monthly |
| Advisor Access | Get expert help to choose the right funds for 15% potential returns |
Bonus Tip:
Even if you can’t start with ₹15,000/month, starting small (₹1,000 or ₹5,000) and gradually increasing via SIP boosters can still create significant wealth over time.
Final Takeaway:
The 151515 Rule is a clear roadmap to ₹1 crore wealth.
Combine it with the tools, discipline, and support of EzyMoneyDeals, and you’re on the path to long-term financial freedom.
